Terms of Engagement
Last Updated: March 2026
Welcome to Meta Coast Financial. By accessing our website or utilizing our services, you agree to comply with and be bound by the following Terms of Engagement. Please review them carefully.
1. Services Provided
Meta Coast Financial operates as a licensed life insurance brokerage. Our services include but are not limited to policy review, needs analysis, and precise coverage placement across Indexed Universal Life (IUL), Term Life, and Final Expense products. We connect clients with appropriate insurance carriers to secure coverage.
2. Client Responsibilities
When requesting quotes or applying for insurance through Meta Coast Financial, you agree to provide accurate, current, and complete information. Any misrepresentation or omission of material facts may result in the denial of coverage or cancellation of an active policy by the respective insurance carrier.
3. No Guaranteed Placement
While our objective is to secure the most advantageous coverage for our clients, the issuance of life insurance policies is ultimately at the discretion of the underwriting insurance carrier. Meta Coast Financial cannot guarantee approval, specific premium rates, or final placement.
4. Intellectual Property
The content, organization, graphics, design, compilation, magnetic translation, digital conversion and other matters related to the Site are protected under applicable copyrights, trademarks and other proprietary rights. The copying, redistribution, use or publication by you of any such matters or any part of the Site is strictly prohibited.
5. Limitation of Liability
Meta Coast Financial, its affiliates, agents, and employees shall not be liable for any direct, indirect, incidental, special or consequential damages resulting from the use or inability to use our services, or for the cost of procurement of substitute services.
6. Changes to Terms
Meta Coast Financial reserves the right to modify these Terms of Engagement at any time. We will provide notice of significant changes by updating the date at the top of this page. Your continued use of our services following any such changes constitutes your acceptance of the new terms.
7. Contact Information
If you have questions or concerns regarding these Terms of Engagement, please contact our team through the standard communication channels provided on this website.